The EIDL loan offers short term access to cash, but is it right for you? Here’s what business owners need to know before accepting these funds.
Personal Finance
With businesses now on the cusp of reopening, employers are bringing back workers at a reduced capacity. Those who chose not to lay off or furlough workers need to make strategic cuts in order to stay afloat. One method of doing this is through a state-administered workshare program.
Let’s dive into how knowing your numbers is essential to gauge the current health of your business and figure out what you need to achieve future business goals.
Small businesses are really hurting right now. The banks and bankers have a tremendous opportunity to help.
Think of this like a checklist for responding to the immediate business crisis of cash flow.
Imagine that you had a financial officer on your team that made sure your books and financials were up to date and readily accessible.
The PPP comes with its own set of instructions to limit how the money can be spent. Here are 5 steps to manage your PPP loan funds wisely.
Should I Apply for SBA COVID-19 Loans? This is the question that I am hearing most often right now from business owners. The unsatisfying answer is…it depends. Everybody’s case is different. Everybody’s business is different. To make it through this […]
Money Monday$: What Does Insurance Cover in the Era of COVID-19? Presenting Money Monday$, a free, weekly call where I answer your questions about managing the financials of your small business. Part of the National Association of Women Business Owners’ NYC […]
Can I receive government aid for my business and if so, how do I apply? As the coronavirus continues to halt business, navigating this new reality is proving to be difficult, especially for entrepreneurs. To help, I’ve created a list […]
Join me for Money Monday$, a free, weekly call where I answer your questions on how to manage the financials of your small business. Part of the National Association of Women Business Owners’ NYC Community Connection series, we will focus […]
Now is the best time to get your financials in order for the new year! Create a financially strong 2019 by following these five steps: 1. Get Your Books in Order Now is the time to catch up on […]
Having an abundant mindset can change your position financially. One of the first steps to becoming a better version of yourself is to shift your mindset and call yourself what you intend to become. If you want to be a business owner, start calling yourself CEO or Founder.
Art & Money Matters Mondays There are 2.5 weeks left to year end and I’m planning early for the conversation with my tax advisor (what I term, “The Talk”). It’s not the thing most people look forward to at the […]
Art & Money Matter Monday’s Over the past month, we have been blogging about money-saving tips for artists “in transition” from student to working artist and vice versa. In this blog, I wanted to focus on another important transition that […]
Art & Money Matter’s Mondays: Today’s message is inspired by friends and colleagues who frantically called and texted the past few days because they missed the April 15th federal tax return filing due date and also missed the October 15th […]
It’s the 4th quarter of the year… …now that you’ve followed the steps, in last week’s article, and created an annual operating budget for your creative business, it’s time to create your personal budget. Creating a personal budget is less complicated […]
It’s the 4th quarter of the year and you still have a few months to take care of personal and business money matters that have been following you all year. Here’s a “To Do” list that will help you close out […]
It doesn’t take Ned Stark (from HBO’s Game of Thrones) to remind us that we’re more than half way through the year and therefore closer to worrying about tax time. If you are a registered business, freelancer or independent contractor, […]
So last week we talked about the 3 instances when artists and creatives are most focused on their finances. We identified the “summer money” blues as the time of year when teaching artists see the most fluctuation or lull in their […]
It is officially summer and you know what that means? VACATION TIME! Hopefully you’ve already estimated the budget for the trip, saved enough money to fund it and, notified your employer(s) and client(s) that you’ll be taking time off. BUT…if […]
Art & Money Matters: In the Spirit of Father’s Day, 3 Lessons My Dad Taught Me About Money. My Dad was NOT frugal! Nahhhhh. He’s what I like to call a financially conscientious or planned person. And he definitely passed that […]
Art & Money Matters Mondays: I almost missed my blog deadline digging into all of the features of this Credit Karma site for the past few hours. Does that make me a nerd? Yes! Who cares when you’re getting your money situation […]
Oh how I miss ING Direct Orange online accounts with Checking and Savings accounts that earned more than 4.5% interest annually. Today, we barely get 1% in interest in our bank accounts. The upside to interest rates being so low […]
No it’s not Beyoncé….It’s me, Queen Budgeter! I must confess that I am a bit nerdy when it comes to certain things, like bargain shopping and managing money. I believe in the power of Excel. So for years I’ve used a […]