Planning may feel pointless as we face another lockdown and increasing COVID-19 cases. But as business owners, it’s important that we control what we can within our business.
Budgeting & Cashflow
SCALE is such a sexy word nowadays. But, executing a sustained and impactful scale for your business is a lot more difficult than it seems.
Let’s dive into how knowing your numbers is essential to gauge the current health of your business and figure out what you need to achieve future business goals.
Small businesses are really hurting right now. The banks and bankers have a tremendous opportunity to help.
Think of this like a checklist for responding to the immediate business crisis of cash flow.
The PPP comes with its own set of instructions to limit how the money can be spent. Here are 5 steps to manage your PPP loan funds wisely.
Should I Apply for SBA COVID-19 Loans? This is the question that I am hearing most often right now from business owners. The unsatisfying answer is…it depends. Everybody’s case is different. Everybody’s business is different. To make it through this […]
Can I receive government aid for my business and if so, how do I apply? As the coronavirus continues to halt business, navigating this new reality is proving to be difficult, especially for entrepreneurs. To help, I’ve created a list […]
Now is the best time to get your financials in order for the new year! Create a financially strong 2019 by following these five steps: 1. Get Your Books in Order Now is the time to catch up on […]
It’s the 4th quarter of the year… …now that you’ve followed the steps, in last week’s article, and created an annual operating budget for your creative business, it’s time to create your personal budget. Creating a personal budget is less complicated […]
It’s the 4th quarter… you have three and a half months left until the end of the year you haven’t completed all of the programs, projects or other business goals you planned for the year and; as of today, you haven’t secured […]
So last week we talked about the 3 instances when artists and creatives are most focused on their finances. We identified the “summer money” blues as the time of year when teaching artists see the most fluctuation or lull in their […]
O.T.B = One Time Big expenses that occur infrequently but they add up and tend to cost a lot. Add a line in your budget and save a defined $ amount each year for the O.T.B’s. (e.g. replacing equipment, […]
It is officially summer and you know what that means? VACATION TIME! Hopefully you’ve already estimated the budget for the trip, saved enough money to fund it and, notified your employer(s) and client(s) that you’ll be taking time off. BUT…if […]
Art & Money Matters: In the Spirit of Father’s Day, 3 Lessons My Dad Taught Me About Money. My Dad was NOT frugal! Nahhhhh. He’s what I like to call a financially conscientious or planned person. And he definitely passed that […]
Art and Money Matters Mondays: For most of us starting a new business, we started tracking our money by keeping a log of income and expenses, tracking it in an Excel spreadsheet or managing it through a business banking account. It seemed like […]
No it’s not Beyoncé….It’s me, Queen Budgeter! I must confess that I am a bit nerdy when it comes to certain things, like bargain shopping and managing money. I believe in the power of Excel. So for years I’ve used a […]