Applying for a business loan or line of credit from a bank right now is difficult. Knowing the 6Cs that banks consider when reviewing your loan application can make the process a lot smoother.
Artists and Creatives
Imagine that you had a financial officer on your team that made sure your books and financials were up to date and readily accessible.
Having an abundant mindset can change your position financially. One of the first steps to becoming a better version of yourself is to shift your mindset and call yourself what you intend to become. If you want to be a business owner, start calling yourself CEO or Founder.
Art & Money Matters Mondays There are 2.5 weeks left to year end and I’m planning early for the conversation with my tax advisor (what I term, “The Talk”). It’s not the thing most people look forward to at the […]
Art and Money Matters Mondays The Art Basel Miami has become a popular event for Artists, Creative Professionals and their supporters alike! After seeing all the reviews, photos and comments from the weekend, I was inspired to write a piece […]
Art & Money Matters Mondays In honor of Small Business Saturday, I worked off leftover Thanksgiving turkey, sweet potato, sweet bread and apple crumb pie at Live Now Fitness (@LiveNowFitness), a boutique wellness and fitness center in Howard County, Maryland led by […]
ART & MONEY MATTERS MONDAYS Media art refers to artworks that depend on a technological component to function. Media artists express their thoughts, ideas and images through platforms related to video, audio, print and digital mediums. Graphic design, filmmaking, and […]
Art & Money Matters Mondays For many writers and storytellers achieving the title of published author , is a dream come true. The title gives legitimacy, signals success, and elevates you in hierarchy amongst the literary community. But elevating your writer status and elevating […]
The economy has evolved tremendously from the days of the Great Recession to what we live in today, the “Gig” Economy. Tradition has been broken. Many workers in the public and private sectors have traded in traditional employment for non-traditional jobs in non- traditional industries […]
For many people, including myself, how we think about and interact with money has changed due in large part to the 2007/2008 economic recession. The recession has shifted our views on what it means to have job security and therefore shifted […]
Art & Money Matter Monday’s Over the past month, we have been blogging about money-saving tips for artists “in transition” from student to working artist and vice versa. In this blog, I wanted to focus on another important transition that […]
Art & Money Matter’s Mondays: Today’s message is inspired by friends and colleagues who frantically called and texted the past few days because they missed the April 15th federal tax return filing due date and also missed the October 15th […]
It’s the 4th quarter of the year… …now that you’ve followed the steps, in last week’s article, and created an annual operating budget for your creative business, it’s time to create your personal budget. Creating a personal budget is less complicated […]
This weekend I attended the Afropunk Festival in NYC. I hadn’t attended it in years so had no expectations really just figured it was going to be like any other NY summer festival. But what I experienced is a festival […]
It doesn’t take Ned Stark (from HBO’s Game of Thrones) to remind us that we’re more than half way through the year and therefore closer to worrying about tax time. If you are a registered business, freelancer or independent contractor, […]
Lately I’ve been thinking about the times when artists and creatives are most thoughtful, concerned or hyper sensitive with business-related and personal finances. Besides the monthly, “pay my rent” blues, my initial thought is that there are at least 3 instances in the […]
A client asked me to figure out the appropriate price they should charge for their works, product and services in order to make a certain profit by the end of the year. I first asked them how do they think […]
As artists we are constantly thinking about ways to improve or evolve our craft by adapting old and new methodologies, allowing ourselves to be influenced by society and environment and taking on new challenges. Two of the greatest road blocks to […]
“We need to not be afraid of this skill set. We need to embrace our entrepreneurial mindset and understand how transferable our skills can be in our chosen field and through other means of livelihood. Educational institutions need to get […]
The article written by William Deresiewicz called “The Death of the Artist and the Birth of the Creative Entrepreneur” (link attached below), gives historical context around the evolution of the artist: – the artisan, the maker of “crafts” continuing in […]